Personal Choice 90 / 10 Coinsurance Plan
Independence Administrators Personal Choice 90/10 Coinsurance Plan. Coinsurance is the percentage of the cost of care you are required to pay after your health plan pays. A 90/10 Coinsurance means that the total cost of an In-Network hospital visit is shared between the Fund and the Participant at a percentage of the bill. The Fund will pay 90% of the total Blue Cross allowance and the remaining 10% is the Participants responsibility until their out-of-pocket maximum is met ($2,000 individual, $4,000 family). Once an individual or family has reached their OOP Max, the Plan will pay 100% for all further In-Network claims for the duration of the Plan Year.